Comprehensive Cost-Benefit Study Confirms EHR Value Across Life Insurance Underwriting Use Cases

Introduction Munich Re Life US underwriters, in partnership with Clareto, a Munich Re company, have been working extensively with electronic health records (EHRs) for several years. Their ability to leverage EHRs for risk assessment has grown significantly with this experience. This led them to think anew about the efficacy of EHRs across multiple underwriting use…

On HIEs, Data Quality, and the NCQA DAV Program

Introduction Life insurance companies rely on access to accurate, reliable, and readily available health information to support the underwriting process. In this article, we examine a new data quality initiative that is gaining traction among health information exchanges (HIEs) and other data aggregators, including a majority share of those participating in our EHR+ network. About…

In Their Words: TEFCA Updates and Direct Partnerships

Introduction On December 12, 2023, the U.S. Department of Health and Human Services (HHS), through the Office of the National Coordinator for Health Information Technology (ONC), announced that nationwide health data exchange governed by the Trusted Exchange Framework and Common Agreement (TEFCA) is operational and designated the first cohort of qualified health information networks (QHINs)….

Why Wait-and-See: Individual Access Services (IAS) 

Forward At Clareto, we’re receiving a growing number of inquiries from colleagues, clients, and partners regarding new health IT buzzwords like TEFCA, QHIN, and IAS. And if you’re reading this, you’ve likely already been promised that these acronyms are going to solve all your digital health data needs.  Over the next few weeks, we’ll be…