The largest interoperability network, purpose-built for risk assessment

Clareto’s EHR+ provides the industry’s premier frictionless, interoperable solution for assessing risk.

By combining the expertise of Munich Re Life US and Clareto, we will provide our clients with an entire set of new solutions to assist them in digitizing their underwriting processes and delivering value across the insurance value chain. The result will drive quicker decisions and greater customer satisfaction that enables new business growth.

Tim Morant

Chief Risk Assessment Officer, Munich Re Life US

As the availability of EHR data grows, we see a significant opportunity to combine Munich Re Life US’s capital strength and risk expertise with Clareto’s access to health data to provide the life insurance industry with a comprehensive, all-in-one solution.

Dave Dorans

Chief Executive Officer, Clareto

The work that Clareto and Munich are doing is clearly on the path that we need to be on as an industry to leverage EHR information, and figure out how it will work for different scenarios.

Neal Halder

VP and Chief Underwriter, John Hancock

Transforming life underwriting

Clareto pioneered solutions for handling electronic health record data—building the connections that define the industry today. With EHR+, we draw on our deep expertise and unparalleled network to optimize the flow of digital health data between insurers and data providers, offering the premier turnkey solution for partners across the EHR life cycle, all without requiring portal credentials or additional identity verification from consumers.